Car accidents are prevalent in Austin and throughout Texas. The stakes are much higher when a car accident involves an at-fault uninsured driver. The other person does not have an insurance policy that covers your losses. Underinsured drivers, on the other hand, might have some insurance but not enough to cover all car accident losses. Insured drivers are often left to work with their insurance company to pursue damages. If this sounds like you, our Austin uninsured accident attorney from TK Injury Lawyers is here to help.
Why Choose TK Injury Lawyers To Represent Your Accident Case?
Our lawyers have over 50 years of combined experience serving personal injury victims in Austin and around Texas, including uninsured accident cases.
Our lawyers have been selected by Super Lawyers as the top personal injury lawyers in Texas for 2021, following previous selections in 2020 and 2019 for exemplary work in personal injury law.
Jim, Austin and Terry are life members of the Million Dollar Advocates Forum for awards won on behalf of their clients.
TK Injury Lawyers has won over 80 million dollars for our clients from their personal injury cases.
Our experienced uninsured accident cases. lawyers will work directly with you. We won’t push you or your family onto legal assistants, paralegals, or other support staff.
No fees unless we win. We handle cases on a contingency-fee-basis, meaning costs come out of your recovery, not your pocket.
Benefits of Having an Austin Uninsured Accident Attorney
Insurance companies are notorious for acting in bad faith and denying valid claims. They will also delay the process as much as possible. The most significant benefit of having an Austin uninsured accident attorney is that you have some protection against these bad-faith attempts.
Your car accident lawyer can handle communications between you and the insurance company. Some of the things insurance companies will try to do that we can help with includes the following:
Deny paying your claim
Not paying promptly
Use delay tactics
Require unnecessary paperwork to process your claim
Not provide an adequate reason for denying your claim
These actions by the insurance company can make an already stressful situation worse. An explained Austin uninsured accident lawyer could fight back and protect your rights.
We fundamentally believe that you hired an Austin Personal Injury Lawyer to represent you in your legal matter and you should have the ability to speak to that lawyer when issues arise.
Trent Kelly
Auto Insurance Laws in Texas
Under Texas financial responsibility laws, drivers must have certain insurance minimums to pay for damages they cause in collisions. If a person does not purchase an insurance policy, they might be liable for all costs of an accident. The following are the minimum liability coverage you must have in your auto insurance policy:
$30,000 bodily injury and death. This is per person
$60,000 bodily injury and death coverage. This is per accident
$25,000 property damage
Failing to comply with the state minimums might result in fines of $350 or more for a first offense. Subsequent offenses can be upwards of $1,000 based on individual factors. Repeat offenders may also face a two-year driver’s license suspension.
Additional coverage options include personal injury protection (PIP), which covers medical expenses and lost wages related to the accident. It is usually equal to policy limits and does not consider fault. Lastly, you can also opt for uninsured motorist coverage (UM). This provision helps when there is a collision with an uninsured motorist.
Our Austin uninsured accident attorney can discuss how the various insurance policies can help you get compensation.
$1,100,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Neck and Shoulder Injuries
$1,000,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Neck and Back Injuries
$1,000,000
18-WHEELER CRASH
18-Wheeler Crash Causing Neck and Arm Injuries
$1,000,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Injuries to Arm and Shoulder
$1,000,000
PEDESTRIAN ACCIDENT
Commercial Vehicle Ran Over Pedestrian Causing Hip and Arm Injuries
$2,000,000
Commercial Vehicle Crash
Commercial Vehicle Crash Causing Neck and Back Injuries
$1,750,000
MOTORCYCLE ACCIDENT
Motorcycle vs.18-Wheeler Crash Causing Head and Neck Injuries
$1,500,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Injuries to Head, Neck and Back
$1,200,000
SEMI-TRUCK COLLISION
Client struck by semi-truck that failed to yield right of way, causing fatal injuries.
$1,100,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Neck and Shoulder Injuries
$1,000,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Neck and Back Injuries
$1,000,000
18-WHEELER CRASH
18-Wheeler Crash Causing Neck and Arm Injuries
$1,000,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Injuries to Arm and Shoulder
$1,000,000
PEDESTRIAN ACCIDENT
Commercial Vehicle Ran Over Pedestrian Causing Hip and Arm Injuries
$2,000,000
Commercial Vehicle Crash
Commercial Vehicle Crash Causing Neck and Back Injuries
$1,750,000
MOTORCYCLE ACCIDENT
Motorcycle vs.18-Wheeler Crash Causing Head and Neck Injuries
$1,500,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Injuries to Head, Neck and Back
$1,200,000
SEMI-TRUCK COLLISION
Client struck by semi-truck that failed to yield right of way, causing fatal injuries.
$1,100,000
COMMERCIAL VEHICLE CRASH
Commercial Vehicle Crash Causing Neck and Shoulder Injuries
Steps to Take After a Collision With an Uninsured Driver
Uninsured car accidents are similar to other car accidents. Some steps our Austin uninsured accident attorney suggests you do include:
Call the police: regardless of the insurance status of anyone involved, it is always best to call the authorities. The police report will contain crucial information about the accident and what transpired. It will also make the claim process more straightforward.
Get medical attention: sometimes, emergency response teams will take you to the hospital. In other cases, they will not. If you are not taken from the scene but need assistance, contact your primary care physician or get to the nearest emergency department.
Exchange information: you should get the driver’s information, such as name, phone number, and address. You should do the same for any witnesses to the collision. Witness statements can make a difference in your compensation claim.
Gather details: take notes about each other’s vehicle, surroundings, time, location, and weather. Anything you can remember before, during, and after the accident can help your Austin uninsured accident lawyer build a timeline of events.
Take pictures: photograph the vehicle damage on both cars, traffic signs, the direction of each vehicle, and the license plate of the other car.
Go through your insurance provider: the at-fault driver may face penalties like fines and damage to their driving record for driving without insurance. Sometimes they will try to offer you money so you do not take any legal actions against them. Do not accept cash, and always go through your insurance.
Notify your insurer: you should file an insurance claim as soon as possible. Many insurance companies have stringent time limits for uninsured motorist claims.
Pursuing Compensation
Recovering damages from a car accident in Austin can be challenging. When the other driver is uninsured, the process can become more contentious. The options available are:
Use personal health insurance: this should be one of the last options you consider since the brunt of the expenses falls onto you. You will likely pay a deductible per your health insurance provider. If you exceed your policy limits, you might have to pay for any other treatment out of pocket. Accidents resulting in severe injuries can lead to tens of thousands in losses.
File a PIP and uninsured motorist claim: If you have PIP and/or uninsured coverage on your policy, you can tap into those benefits. They can cover your losses in part or full. There are policy limits to consider that might be exceeded with severe injuries or permanent disabilities.
File a personal injury lawsuit: one final option is to pursue a personal injury lawsuit. It can help to hold the driver accountable for their actions. You might get compensation for your losses, but it is a complex process.
When deciding what to do next and how best to pursue compensation for your losses, call TK Injury Lawyers.
Contact a an Austin Uninsured Accident Lawyer Today
Our motto is “You get better, we’ll get justice,” and we stand by that. Our Austin uninsured accident attorneys will work to get you the justice you deserve while you focus on your recovery, family, and employment.
Our TK Injury Lawyers: Austin Personal Injury Lawyers help victims of uninsured car accidents all around the Austin, Texas area. We have an office in Austin, Texas at 1002 Rio Grande St, Austin, TX 78701, United States. Find us with our GeoCoordinates: 30.274129187629512, -97.7482397424445
Trent Kelly
Trent Kelly obtained his law degree from the University of Arkansas in 2007. He is licensed to practice law in Texas and regularly assists clients with their legal matters. Trent’s practice is primarily focused on personal injury matters – particularly those involving motor vehicles (such as cars, commercial trucks, 18-wheelers, and motorcycles) and wrongful death – but he also handles various business litigation matters as well. Click here to take a look at some complex cases Trent has resolved.
After I was hit by a car on my scooter, I worked with Jim Terry and Trent Kelly, with Trent handling the bulk of my case. I was pleased with their professionalism and that they were always good about staying in touch and keeping me up-to-date on my case. I trusted them completely, and they resolved my case faster than I expected, getting me a great settlement!
“I would definitely recommend Terry & Kelly’s firm for your litigation needs”
“Want to send out a sincere “Thank You” for an outstanding job in handling my case. It took a little over a year to resolve but Jim T. was extremely thorough in putting all of the phases together to close it out. I found out quickly how punctual Jim is as well as his dedication t…
Eldon – Client from Hutto, TX
“Trent Kelly has been very supportive and very helpful throughout my case”
Trent Kelly has been very supportive and very helpful throughout my case. He has been very realistic from day one. He never changed his position. He really cares for you and fights for your case to the best of his ability. Honestly, he got my case resolved for more than I expected. I once had a…
Sunil – Client from Austin, TX
“My wife and I were very pleased with the services provided by Jim Terry”
My wife and I were very pleased with the services provided by Jim Terry of TK Injury Lawyers in assisting us with her motor vehicle injury accident. He was extremely professional and kept us up-to-date with the progress. Jim took the time to help us understand the circumstances and legal conside…
Greg – Client from Austin, TX
“I worked with Jim Terry and Trent Kelly”
After I was hit by a car on my scooter, I worked with Jim Terry and Trent Kelly, with Trent handling the bulk of my case. I was pleased with their professionalism and that they were always good about staying in touch and keeping me up-to-date on my case. I trusted them completely, and they resolved my case faster than I expect…
Allyson – Client from Austin, TX
“When my insurance company denied my claim I did not know where to turn”
When my insurance company denied my claim I did not know where to turn. I called Jim Terry and explained my not so easy situation. I had no hope in having my vehicle repaired when I called Mr. Terry. He took on my case and was always in contact with me about where we stood in regards to a resolut…
Rebecca – Client from Austin, TX
“The staff always kept me up to date and never left me in the dark”
I want to express my thanks to Attorney Mr. James Terry and staff for their representation, guidance and assistance settling my case. The insurance company was difficult, however Mr. Terry was able to get full policy limits available. The staff always kept me up to date and never left me in the dark. …
Diana – Client from Austin, TX
“They contacted me frequently to give me updates”
Mr. Kelly and Mr. Terry handled my personal injury case in Texas. They contacted me frequently to give me updates on my case and made sure I felt it was being handled to my expectations. I was so pleased with their professionalism. My settlement was extremely fair and timely. I would recommend them to my own family and…
Natalie – Client from Austin, TX
“Mr. Terry is an exceptional attorney”
Mr. Terry is an exceptional attorney. James (Jim) is easy to talk to, he explains the process very clearly, and he keeps you informed of events normally before they will occur. Most importantly, he settled the case to everyone’s satisfaction. I used him for a personal injury case and I would highly recommend him.
Karen – Client from Austin, TX
“Trent Kelly is by far the best attorney I have worked with”
Trent Kelly is by far the best attorney I have worked with and I was actually married to one! He is professional and got the job done. He is one of the first attorneys I have worked with that did not make me feel like he just took my money and then did nothing. He was referred to me by my daughter who wanted…
Brenda – Client from Wiberly, Tx
“I have worked with Trent and his firm several times”
I would highly recommend Trent Kelly and have to several friends. I have worked with Trent and his firm several times over the past four years and have always been impressed with the level of service and very confident in his abilities. After working with Trent, he set the bar in characteristics to search for in an…
We’ve helped numerous Austinites win their Austin Personal Injury case and we would love to help you if you’ve experienced a serious accident. Austin Personal Injury Lawyers, Call us today, to speak with either Jim or Trent. We’ll review the details of your case, give you an honest assessment of it, and then, if appropriate, we’ll help you create a legal plan of action to pursue justice on your behalf.
In Midland, our team fights for the rights of oilfield workers injured on the job, securing the compensation they need to recover.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney Trent Kelly, who has more than 15 years of legal experience as a practicing personal injury trial attorney.
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