Austin Uninsured Accident Lawyer

Why Choose TK Injury Lawyers To Represent Your FedEx Truck Accident Case?

• Our lawyers have over 70 years of combined experience serving personal injury victims in Austin and around Texas, including commercial truck accidents.
• Our lawyers have been selected as top personal injury lawyers in Texas for 2021 by Super Lawyers following previous selections in 2020 and 2019 for exemplary work in personal injury law.
• Jim and Terry are life members of the Million Dollar Advocates Forum for awards won on behalf of their clients.
• TK Injury Lawyers has won over 80 million dollars for our clients from their personal injury cases, including commercial truck accidents.
• Tom Gehring is a board-certified lawyer, which ensures that you have retained an attorney with the highest level of skill/competence in that particular area of law. Only less than 8% of attorneys in Texas are “board certified”.
• Our experienced commercial truck accidents lawyers will work directly with you. We won’t push you or your family onto legal assistants, paralegals, or other support staff.
• No fees unless we win. We handle cases on a contingency-fee basis, meaning costs come out of your recovery, not your pocket.

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Austin Uninsured Accident Lawyer

Car accidents are prevalent in Austin and throughout Texas. The stakes are much higher when a car accident involves an at-fault uninsured driver. The other person does not have an insurance policy that covers your losses. Underinsured drivers, on the other hand, might have some insurance but not enough to cover all car accident losses. Insured drivers are often left to work with their insurance company to pursue damages. If this sounds like you, our Austin uninsured accident lawyer from TK Injury Lawyers is here to help.

Benefits of Having an Austin Uninsured Accident Lawyer

Insurance companies are notorious for acting in bad faith and denying valid claims. They will also delay the process as much as possible. The most significant benefit of having an Austin uninsured accident lawyer is that you have some protection against these bad-faith attempts.

Your car accident lawyer can handle communications between you and the insurance company. Some of the things insurance companies will try to do that we can help with includes the following:

• Deny paying your claim
• Not paying promptly
• Use delay tactics
• Require unnecessary paperwork to process your claim
• Not provide an adequate reason for denying your claim

These actions by the insurance company can make an already stressful situation worse. An explained Austin uninsured accident lawyer could fight back and protect your rights.

Auto Insurance Laws in Texas

Under Texas financial responsibility laws, drivers must have certain insurance minimums to pay for damages they cause in collisions. If a person does not purchase an insurance policy, they might be liable for all costs of an accident. The following are the minimum liability coverage you must have in your auto insurance policy:

• $30,000 bodily injury and death. This is per person
• $60,000 bodily injury and death coverage. This is per accident
• $25,000 property damage

Failing to comply with the state minimums might result in fines of $350 or more for a first offense. Subsequent offenses can be upwards of $1,000 based on individual factors. Repeat offenders may also face a two-year driver’s license suspension.

Additional coverage options include personal injury protection (PIP), which covers medical expenses and lost wages related to the accident. It is usually equal to policy limits and does not consider fault. Lastly, you can also opt for uninsured motorist coverage (UM). This provision helps when there is a collision with an uninsured motorist.

Our Austin uninsured accident lawyer can discuss how the various insurance policies can help you get compensation.

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Steps to Take After a Collision With an Uninsured Driver

Uninsured car accidents are similar to other car accidents. Some steps our Austin uninsured accident lawyer suggests you do include:

• Call the police: regardless of the insurance status of anyone involved, it is always best to call the authorities. The police report will contain crucial information about the accident and what transpired. It will also make the claim process more straightforward.
• Get medical attention: sometimes, emergency response teams will take you to the hospital. In other cases, they will not. If you are not taken from the scene but need assistance, contact your primary care physician or get to the nearest emergency department.
• Exchange information: you should get the driver’s information, such as name, phone number, and address. You should do the same for any witnesses to the collision. Witness statements can make a difference in your compensation claim.
• Gather details: take notes about each other’s vehicle, surroundings, time, location, and weather. Anything you can remember before, during, and after the accident can help your Austin uninsured accident lawyer build a timeline of events.
• Take pictures: photograph the vehicle damage on both cars, traffic signs, the direction of each vehicle, and the license plate of the other car.
• Go through your insurance provider: the at-fault driver may face penalties like fines and damage to their driving record for driving without insurance. Sometimes they will try to offer you money so you do not take any legal actions against them. Do not accept cash, and always go through your insurance.
• Notify your insurer: you should file an insurance claim as soon as possible. Many insurance companies have stringent time limits for uninsured motorist claims.

Another step you should take after a collision is to speak to an Austin uninsured accident lawyer from TK Injury Lawyers.

Pursuing Compensation

Recovering damages from a car accident in Austin can be challenging. When the other driver is uninsured, the process can become more contentious. It is best to work with an experienced Austin uninsured accident lawyer. You will have three options to pursue compensation in an uninsured motorist collision. The options available are:

• Use personal health insurance: this should be one of the last options you consider since the brunt of the expenses falls onto you. You will likely pay a deductible per your health insurance provider. If you exceed your policy limits, you might have to pay for any other treatment out of pocket. Accidents resulting in severe injuries can lead to tens of thousands in losses.
• File a PIP and uninsured motorist claim: If you have PIP and/or uninsured coverage on your policy, you can tap into those benefits. They can cover your losses in part or full. There are policy limits to consider that might be exceeded with severe injuries or permanent disabilities.
• File a personal injury lawsuit: one final option is to pursue a personal injury lawsuit. It can help to hold the driver accountable for their actions. You might get compensation for your losses, but it is a complex process.

When deciding what to do next and how best to pursue compensation for your losses, call TK Injury Lawyers.

Call TK Injury Lawyers Today

Our motto is “You get better, we’ll get justice,” and we stand by that. Our Austin uninsured accident lawyer will work to get you the justice you deserve while you focus on your recovery, family, and employment. Working with an Austin uninsured accident lawyer can help you maximize your compensation.

Contact TK Injury Lawyers today to request a free consultation.