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Texas law requires drivers to prove their financial ability to pay for any damages they may cause if they are involved in an accident. Drivers demonstrate their ability by buying auto liability insurance. Discover how much is a no insurance ticket in Texas in a minute.
Liability insurance covers the medical expenses for injuries from accidents and repairs for property damage of third parties from vehicle accidents. For instance, Texas law requires you to have $30,000 to cover bodily injury per person and $60,000 per accident.
If a driver does not have the required insurance, a law enforcement officer can fine a first-time offender between $175 and $350. The fines can go up substantially if a driver has subsequent offenses, and they might face other penalties, as well.
If you don’t have insurance in Texas, you could face a fine of up to $1,000. Your vehicle could be impounded for up to 180 days, and your driving privileges suspended for up to two years.
Texas law § 601.191 prohibits drivers from operating their vehicles without minimum insurance coverage. Anyone who violates this law can be guilty of a Class C misdemeanor, which will go on their record.
Driving without insurance in Texas carries significant penalties, including:
Texas uses a system called TexasSure to track insurance coverage. If your insurance lapses, the insurance company notifies the DMV, and you’ll receive a notice to provide proof of insurance within 10 days.
Note: These penalties can have a significant financial impact. To avoid these consequences, it’s crucial to maintain continuous insurance coverage.
If caught without insurance for a second or subsequent offense, you’ll have to pay a fine of between $350 and $1,000. The court can order your vehicle to be impounded for 180 days; however, you can request its release by showing evidence of financial responsibility.
The police can pull you over if they have reasonable and articulable suspicion that you do not have insurance. Texas and U.S. courts have verified that the police can use a database to confirm whether a driver has insurance.
If you’re in a crash with a driver who does not have insurance, never wait to speak to an experienced car accident attorney. Many people believe that seeking compensation is pointless without liability coverage, but there are often other options for seeking compensation for your losses.
Your lawyer might:
Is important to know how much is a no insurance ticket in Texas and at TK Injury Lawyers we are a team of legal professionals with decades of experience representing injured victims if is your situation. Feel free to contact us online for a free consultation, we are ready to support you.
Trent Kelly obtained his law degree from the University of Arkansas in 2007. He is licensed to practice law in Texas and regularly assists clients with their legal matters. Trent’s practice is primarily focused on personal injury matters – particularly those involving motor vehicles (such as cars, commercial trucks, 18-wheelers, and motorcycles) and wrongful death – but he also handles various business litigation matters as well. Click here to take a look at some complex cases Trent has resolved. Years of experience: +15 years Location: Austin, TXTrent Kelly
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by attorney Trent Kelly, who has more than 15 years of legal experience as a practicing personal injury trial attorney.
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