What is an Average Settlement After Being Hit By a Drunk Driver?

An accident that involves a drunk driver can be devastating for everyone involved. From medical expenses to time off work due to injuries, an accident is often costly as well. For this reason, it is common for those who have been hit by a drunk driver to ask how much they might expect for the value of their settlement.

There is no correct answer to this question, as every accident comes with a different set of circumstances. While it is difficult to assign a specific average number to a settlement, there are factors that can help provide some guidance. An Austin car accident lawyer can help you determine how much to seek in compensation.

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Texas Minimum Insurance Coverage Requirements

Although some drivers may opt to purchase solely liability insurance in order to save money, meaning that they are not covered in the event of an accident, all drivers are required to carry auto insurance. Every state individually sets the minimum insurance requirements for drivers, and this can impact the amount of your settlement.

According to the Texas Department of Insurance, the minimum amount of insurance that a Texas driver must carry is $30,000 liability per person who is involved in the accident or $60,000 per accident to cover the cost of personal injury. A driver must also carry an additional $25,000 to cover the cost of property damages. This is the basic coverage and is sometimes referred to as 30/60/25 coverage.

When you file a claim with the insurance companies, they can fight back or even deny your claim. For this reason, it is helpful to work with an experienced Texas auto accident attorney who understands how to navigate the insurance claims process.

Calculating Different Damages for the Victim of a Drunk Driving Accident

When calculating the costs incurred in an accident, you and your attorney will account for both economic and non-economic damages. The most common type of damages awarded by the insurance company will be for medical claims and damages to property. These may include and are not limited to compensation for:

• Ambulance ride to the hospital after the accident
• Medical treatment related to injuries incurred from the accident
• Extended time in the hospital
• Physical therapy required in order to recover from injuries
• Compensation for lost wages due to time off work
• Repairs or replacement of your damaged vehicle and property
• Modifications to your home in order to accommodate your injuries
• Pain and suffering, therapy and treatment for PTSD

The total amount of your claim will vary depending on your injuries and property damage, and your attorney can work with the insurance companies to advocate for a fair settlement in the event of a drunk driving accident.

Contact a Skilled Personal Injury Lawyer Today

If you have been hit by a drunk driver, it is advisable to speak with an experienced personal injury attorney as soon as possible. Dealing with insurance companies after suffering an injury and damage to your property can be confusing and overwhelming. At TK Injury Lawyers, we are here to help. Please contact us online to schedule a free consultation.